Annual Report

• Table of Contents (193kb)

President’s Message

• President’s Message (615kb)

About the Nanto Bank Group

• Information Highlights (804kb)
• Nara Prefecture’s Potential and Challenges (457kb)
• The Group’s Materialities (175kb)
• Value Creation Process (362kb)
• Message from the Executive Officer in Charge of Finance (336kb)
• Message from the Executive Officer in Charge of the Market Division (205kb)

Human Capital Development

• Message from the Executive Officer in Charge of Human Resources (130kb)
• Human Capital Strategy (1,058kb)
• President and Outside Directors’ Roundtable (316kb)

Sound Management

• Message from the Executive Officer in Charge of Sales (128kb)
• Sales Activities Aimed at Remaining Our Customers’ Banking Group of Choice (475kb)
• Sales Roundtable
  Firsthand insights from the front lines of sales: engaging closely with
  customers to Remain Our Customers’ Banking Group of Choice (455kb)
• Sales Activities Aimed at Remaining Our Customers’ Banking Group of Choice (498kb)
• Message from the Manager of the Investment Business Department (105kb)
• Establishing a New Investment and Financing Model (1,211kb)
• Creating Local Business Opportunities (609kb)
• Unleashing Nara’s Charms as a Force for a Flourishing Future
  ~Exploring Nara’s Potential and Regional Revitalization with Hoshino Resorts~ (330kb)

Sustainability Initiatives

• Addressing Climate Change (166kb)

Governance

• Message from the Chairman (227kb)
• Corporate Governance (234kb)
• Executive Officers (401kb)
• Audit and Supervisory Committee Roundtable (231kb)
• Initiatives to Strengthen Cybersecurity (129kb)
• Enhancing the Risk Management System (132kb)
• Initiatives to Enhance Stakeholder Engagement (512kb)
• Overview of the Nanto Bank Group (130kb)

Consolidated Financial Statements

• Consolidated Financial Statements (520kb)
• Independent Auditors’ Report (248kb)
• Capital Management (90kb)